Partnership Cooperation Models in Fiqh Muamalah: A Case Study of Kencana Mulia Sejahtera Cooperative in Ngawi

Abstract

This study aims to analyse the partnership pattern applied by Kencana Mulia Sejahtera Cooperative in Ngawi
in the perspective of fiqh muamalah. This cooperative focuses on a form of cooperation between cooperatives and
their members, aiming to increase coffee production and sales. Using a descriptive qualitative approach, data
were collected through in-depth interviews, field observations, and documentation, then processed through data
reduction, data display, and conclusion drawing. The findings show that the partnership implemented by Kencana
Mulia Sejahtera Cooperative and its members follows two partnership patterns. When examined through the
lens of fiqh muamalah, these partnership patterns align with syirkah ‘inan and mudharabah. The profit-sharing
mechanism is based on each party’s contribution, with risks shared proportionally. The analysis shows that the
partnership reflects syirkah ‘inan, where both contribute capital and share profits, and mudharabah, where the
cooperative manages farmers’ capital for marketing. This structured cooperation mechanism has strengthened
the economic position of farmers by ensuring fair distribution, price stability, and access to a broader market.
Further research is recommended to refine the implementation of this partnership model in other agribusiness
sectors and improve its operational efficiency.